Proving Your Financial Stability: A Guide to Financial Requirements for Czech Residence Permits.

For foreigners seeking to live long-term in the Czech Republic, securing a residence permit requires more than just filling out forms—it demands demonstrating financial self-sufficiency. The process involves proving a stable income that covers both your family's living costs and housing expenses.

This guide breaks down the essential requirements, defines who must be included in your financial assessment, and details what documents you need to prove your income.

1. Who is Assessed Together? (Persons Assessed Together)

When applying for various long-term or permanent residence permits, you must prove sufficient funds for your stay, covering your needs and the needs of those assessed together with you. This group varies slightly based on the type of application:

Application Type	Focus of Assessment	Key Persons Assessed Together
A) Permanent Residence, Long-term Residence for Business, Long-term EU Resident Permit	Applicant's total monthly income PLUS income of persons assessed together residing in the Czech Republic.	Parents and all children (dependent or not), spouses/registered partners, and other persons sharing a household (unless they declare separate expenses).
B) Long-term Residence for Family Reunification, Temporary Residence for EU Family Member	Total monthly income of the persons after reunification.	Spouses/registered partners, children, and other close relatives being reunified.

Exclusions: A child placed in the custody of the other parent (by a court decision) is not assessed with the applicant. Similarly, the other parent is not assessed if the child lives only with the applicant; in this case, any child support paid is considered the child's countable income.

2. The Golden Rule of Income: Regularity and Stability

For all residence applications, your total monthly income must be regular and stable.

Key Restriction: It is not possible to prove sufficient funds by submitting a one-time bank account balance statement. Furthermore, the following are not considered income for these purposes:

• Child allowance

• Unemployment support

• Retraining support

• Assistance in material need

3. The Minimum Income Threshold

Your total documented monthly income must not be lower than the sum of:

1. The Living Minimum Amounts for you and all persons assessed together.

2. The Maximum Normative Rent and Energy Standard Rate, or your actual, credibly proven housing costs (whichever is higher).

Current Living Minimum Amounts (as of January 1, 2023):

• First Person: CZK 4,470 per month.

• Each Additional Person:

  • Person over 15 (not a dependent child): CZK 4,040

  • Dependent child (15–26 years): CZK 3,490

  • Dependent child (6–15 years): CZK 3,050

  • Dependent child (under 6 years): CZK 2,480

  • Note: The total living minimum amount is CZK 4,860 for the first adult.

Maximum Normative Rent and Energy Standard Rate (as of October 1, 2025):

Number of Persons in Family	Maximum Normative Amount (CZK)
1	CZK 13,380
2	CZK 16,540
3	CZK 18,900
4	CZK 20,510
5 or more	CZK 20,620

Prove Your Actual Costs: If your actual housing expenses (rent/accommodation fee plus utilities like gas, electricity, and water) are higher than the normative amount, you can submit credible proof of the higher actual cost, and that amount will be used for the calculation.

4. How to Prove Your Income

The required documents depend on the source of your income:

Income Source	Required Documentation
Employment	Confirmation from the employer stating the average net monthly earnings for the previous calendar quarter OR original payslips for the last three months. PLUS a valid employment contract (or certified copy) or confirmation that the employment is ongoing and not under notice.
Self-Employed (Standard)	Personal Income Tax Assessment for the last taxable period. PLUS confirmation of paid social security and health insurance contributions for that period. (Starting entrepreneurs without a tax return may submit an extraordinary financial statement.)
Self-Employed (Flat-Rate Regime)	Annual financial statement or tax records. PLUS a bank statement showing business income/expenses for the relevant period. PLUS a document proving registration in the flat-rate regime.
Statutory Body / Member of Legal Entity	Confirmation from the entity stating average net monthly income. PLUS a document proving entitlement to remuneration (e.g., Agreement on the Performance of Office, or minutes of the supreme body's meeting).
Capital Assets (Business Profits)	Minutes of the General Meeting/Members' Meeting showing the distribution of profits. PLUS proof of tax payment based on the special tax rate (§ 36(2) of the Income Tax Act).
Financial Benefits from Abroad	Confirmation from the competent authority of that state, with an officially certified Czech translation.
Alternative Proof (NOT for Permanent Residence)	If other documents are unavailable, you may submit bank statements proving regular and stable monthly income for at least the last 6 months.

Final Essential Requirement: The Waiver Declaration

Regardless of your income source, you must submit a declaration on the waiver of the Financial Office's duty of confidentiality in full scope. If you rely on a family member's income, they must also provide this waiver. This allows the authorities to verify your financial claims.